Equity · NEPSE
Janautthan Samudayic Laghubitta Bittya Sanstha Limited (JSLBB)
Data as of 2026-10-28 · refreshed daily after market close
Price snapshot above. Below: every stock in this sector, valuation context and the forward record of past verdicts. Switch tabs for engine signals, published fundamentals, latest headlines and corporate actions.
About Janautthan Samudayic Laghubitta Bittya Sanstha Limited
Janautthan Samudayic Laghubitta Bittya Sanstha Limited (JSLBB) is listed on the Nepal Stock Exchange (NEPSE), in the Microfinance sector. As of 2026-10-28, JSLBB last traded at Rs 919.9 (+1.09% on the session), within a 52-week range of Rs 890 – Rs 1,308, on volume of 681 shares. Latest published fundamentals (Q4 FY 2082/2083) show paid-up capital of Rs 0.17b, net profit of Rs 18.2m, earnings per share (TTM) of Rs 10.7, a price-to-earnings ratio (TTM) of 91.12x. The Engine Verdict daily reading for JSLBB is Exit / Reduce (as of 2026-10-28).
- Symbol
- JSLBB
- Company
- Janautthan Samudayic Laghubitta Bittya Sanstha Limited
- Sector
- Microfinance
- Instrument type
- Equity
- Last traded price
- Rs 919.9
- Session change
- +1.09%
- 52-week high
- Rs 1,308
- 52-week low
- Rs 890
- Volume (shares)
- 681
- Turnover
- Rs 619,089
- Paid-up capital
- Rs 0.17b
- Net profit (latest quarter)
- Rs 18.2m
- EPS (TTM)
- Rs 10.7
- P/E (TTM)
- 91.12x
- Fundamentals period
- Q4 FY 2082/2083
- Price data as of
- 2026-10-28
Stocks in this sector
Every stock in Microfinance (49), same session data as this page. Day % is the exchange adjusted reference from the live tape. Click a symbol to open its chart.
| Symbol | Company | LTP (Rs) | Day % | Score | Verdict |
|---|---|---|---|---|---|
| CBBL | Chhimek Laghubitta Bittiya Sanstha Limited | 992.9 | +1.3% | 5 | Hold |
| NMFBS | National Laghubitta Bittiya Sanstha Limited | 1,199 | +1.18% | 5 | Hold |
| AVYAN | Aviyan Laghubitta Bittiya Sanstha Limited | 1,040 | +0.48% | 3.5 | Hold |
| NUBL | Nirdhan Utthan Laghubitta Bittiya Sanstha Limited | 633 | +1.31% | 3 | Hold |
| SWMF | Suryodaya Womi Laghubitta Bittiya Sanstha Limited | 605 | +1.51% | 3 | Hold |
| ALBSL | Asha Laghubitta Bittiya Sanstha Ltd | 1,200 | +2.05% | 2.5 | Buy |
| FOWAD | Forward Microfinance Laghubitta Bittiya Sanstha Limited | 898 | +0.17% | 2.5 | Hold |
| ILBS | Infinity Laghubitta Bittiya Sanstha Limited | 936 | +0.65% | 2.5 | Hold |
| DDBL | Deprosc Laghubitta Bittiya Sanstha Limited | 873 | +1.04% | 1.5 | Hold |
| DLBS | Dhaulagiri Laghubitta Bittiya Sanstha Limited | 1,105 | +4.02% | 1.5 | Hold |
| SLBBL | Swarojgar Laghubitta Bittiya Sanstha Ltd. | 833.8 | +0.94% | 1 | Hold |
| MSLB | Mahuli Laghubitta Bittiya Sanstha Limited | 1,199 | +0.33% | 0.5 | Hold |
| SKBBL | Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited | 759.8 | +0.85% | 0.5 | Hold |
| JBLB | Jeevan Bikas Laghubitta Bittya Sanstha Ltd | 1,300 | +1.33% | -0.5 | Hold |
| SMB | Support Microfinance Bittiya Sanstha Ltd. | 1,736.1 | -1.08% | -0.5 | Hold |
| ANLB | Aatmanirbhar Laghubitta Bittiya Sanstha Limited | 4,949.9 | -0.48% | -1 | Hold |
| HLBSL | Himalayan Laghubitta Bittiya Sanstha Limited | 870 | -0.34% | -1 | Hold |
| SWBBL | Swabalamban Laghubitta Bittiya Sanstha Limited | 721.9 | +1.11% | -1 | Hold |
| KMCDB | Kalika Laghubitta Bittiya Sanstha Ltd | 805 | +3.86% | -1.5 | Hold |
| SWASTIK | Swastik Laghubitta Bittiya Sanstha Limited | 1,733 | +5.67% | -1.5 | Hold |
| CYCL | CYC Nepal Laghubitta Bittiya Sanstha Limited | 1,455 | -1.15% | -2 | Exit / Reduce |
| GBLBS | Grameen Bikas Laghubitta Bittiya Sanstha Ltd. | 674 | +1.43% | -2 | Exit / Reduce |
| JSLBB | Janautthan Samudayic Laghubitta Bittya Sanstha Limited | 919.9 | +1.09% | -2 | Exit / Reduce |
| MLBS | Manushi Laghubitta Bittiya Sanstha Limited | 993 | -0.41% | -2 | Exit / Reduce |
| SMATA | Samata Gharelu Laghubitta Bittiya Sanstha Limited | 690 | -0.14% | -2 | Exit / Reduce |
| MATRI | Matribhumi Lagubitta Bittiya Sanstha Limited | 700 | +0.86% | -2.5 | Exit / Reduce |
| NICLBSL | NIC ASIA Laghubitta Bittiya Sanstha Limited | 502 | +0.82% | -2.5 | Exit / Reduce |
| NMLBBL | Nerude Mirmire Laghubitta Bittiya Sanstha Limited | 504 | +1% | -2.5 | Exit / Reduce |
| SHLB | Shrijanshil Laghubitta Bittiya Sanstha Limited | 1,272 | -2.3% | -2.5 | Exit / Reduce |
| NADEP | Nadep Laghubittiya bittya Sanstha Ltd. | 674 | +0.01% | -3 | Exit / Reduce |
| RSDC | RSDC Laghubitta Bittiya Sanstha Ltd. | 626.3 | +1.02% | -3 | Exit / Reduce |
| SLBSL | Samudayik Laghubitta Bittiya Sanstha Limited | 876 | +1.15% | -3 | Exit / Reduce |
| ULBSL | Upakar Laghubitta Bittiya Sanstha Limited | 2,491.8 | +0.88% | -3 | Exit / Reduce |
| MLBSL | Mahila Lagubitta Bittiya Sanstha Limited | 1,020 | +0.46% | -3.5 | Exit / Reduce |
| NMBMF | NMB Microfinance Bittiya Sanstha Ltd. | 598.3 | +1.41% | -3.5 | Exit / Reduce |
| UNLB | Unique Nepal Laghubitta Bittiya Sanstha Limited | 1,244.9 | +0.31% | -3.5 | Exit / Reduce |
| USLB | Unnati Sahakarya Laghubitta Bittiya Sanstha Limited | 1,038 | -1.13% | -3.5 | Exit / Reduce |
| GLBSL | Gurans Laghubitta Bittiya Sanstha Limited | 1,455 | -1.49% | -4 | Exit / Reduce |
| MERO | Mero Microfinance Bittiya Sanstha Ltd. | 593 | +1.4% | -4 | Exit / Reduce |
| VLBS | Vijaya laghubitta Bittiya Sanstha Ltd. | 619.6 | -0.03% | -4.5 | Exit / Reduce |
| GMFBS | Ganapati Laghubitta Bittiya Sanstha Limited | 1,070.8 | +0.26% | -5 | Strong Exit |
| MLBBL | Mithila LaghuBitta Bittiya Sanstha Limited | 939 | +0.43% | -5 | Strong Exit |
| SMPDA | Sampada Laghubitta Bittiya Sanstha Limited | 734 | +0.55% | -5 | Strong Exit |
| LLBS | Laxmi Laghubitta Bittiya Sanstha Ltd. | 811 | -0.86% | -5.5 | Strong Exit |
| SMFBS | Swabhimaan Laghubitta Bittiya Sanstha Limited | 1,340 | -0.81% | -5.5 | Strong Exit |
| NESDO | NESDO Sambridha Laghubitta Bittiya Sanstha Limited | 1,320 | 0% | -6.5 | Strong Exit |
| ACLBSL | Aarambha Chautari Laghubitta Bittiya Sanstha Limited | 850 | +0.95% | -7 | Strong Exit |
| FMDBL | First Micro Finance Laghubitta Bittiya Sanstha Limited | 722 | +0.42% | -7 | Strong Exit |
| GILB | Global IME Laghubitta Bittiya Sanstha Ltd. | 1,103 | +0.37% | -7.5 | Strong Exit |
Valuation context
Value score 27.7 of 100 — ranks this company within its own sector only: 50% earnings-yield rank (higher yield = cheaper) + 50% price-to-book rank (lower = cheaper). Quality gate: positive TTM EPS and positive net worth. This is a screening starting point for research — not a fair value and not a price target.
EPS (TTM): Rs 10.7 · Book value per share: Rs 175.6 · ROE (TTM): 6.09%.
Forward record: what happened after past verdicts
Each past verdict below is bucketed by the next closed session’s return (close-to-close, same history series). A SELL-side verdict followed by a green next session is flagged Bounce-back watch — the failure pattern the learning loop watches. Returns are raw closes, not adjusted for bonus/right actions inside the window. Engine rules are not changed here; cases are recorded for that loop.
| Session | Verdict | Score | Buy streak | Close (Rs) | Next session | Next return | Outcome |
|---|---|---|---|---|---|---|---|
| 2026-10-28 | Exit / Reduce | -2 | 0 | 919.9 | — | – | Outcome pending |
| 2026-10-27 | Exit / Reduce | -2.5 | 0 | 910 | 2026-10-28 | +1.09% | Bounce-back watch |
| 2026-10-26 | Exit / Reduce | -2 | 0 | – | 2026-10-27 | – | Outcome pending |
| 2026-10-16 | Exit / Reduce | -2 | 0 | 929 | 2026-10-27 | -2.05% | Followed down |
Summary: 0 followed up · 0 faded · 1 followed down · 1 bounce-back watch · 0 no directional call · 2 pending.
1 bounce-back case on record — SELL-side verdicts the next session proved wrong. Handed to the learning loop with this evidence, not silently rewritten.
Period returns
Price returns on unadjusted closes from Nepse Decode's own OHLC archive. Latest close 2026-10-28 · Rs 919.9. Verified history starts 2026-07-15; longer periods show as unavailable until that history exists. Bonus or right issues move price mechanically, so a return spanning one is a price move, not a total return.
Shareholding
Listed total from Nepse Decode's own archive (data as of 2026-10-28). The promoter/public split is not shown: it is not independently verified on file, so it is withheld rather than estimated.
Engine Verdict signals
Transparent rule-based readings, one per timeframe. A daily Buy can be weak while the weekly read is stronger; each pill names its own timeframe and data date.
Valuation lab · Microfinance
Profit lines show implied standalone quarters (published cumulative minus the prior quarter). P/E is a point-in-time peer ranking, never a historical trend. Every figure is from published quarterly filings — nothing estimated.
Fundamentals
Latest published quarter: Q4 FY 2082/2083 · figures as published, not estimates
Valuation
Quarterly snapshot
Quarterly trend
Published quarterly figures · latest 12 quarters. QoQ compares with the previous quarter; YoY with the same quarter last fiscal year.
| Metric | QoQ | YoY | Q4 82/83 | Q3 82/83 | Q2 82/83 | Q1 82/83 | Q4 81/82 | Q3 81/82 | Q2 81/82 | Q1 81/82 | Q4 80/81 | Q3 80/81 | Q2 80/81 | Q1 80/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit & Loss (standalone quarter) | ||||||||||||||
| Revenue | +36.7% | -17.9% | Rs 85.7m | Rs 62.7m | Rs 66.5m | Rs 66.3m | Rs 104.4m | Rs 70.0m | Rs 67.7m | Rs 66.2m | Rs 79.5m | Rs 70.2m | Rs 84.6m | Rs 61.0m |
| Gross profit | +68.2% | -18.7% | Rs 54.3m | Rs 32.3m | Rs 34.7m | Rs 30.1m | Rs 66.8m | Rs 32.4m | Rs 26.0m | Rs 22.8m | Rs 30.3m | Rs 20.4m | Rs 35.7m | Rs 8.0m |
| Operating profit | +6688.8% | +19.6% | Rs 27.7m | Rs 0.4m | Rs 13.1m | Rs 1.3m | Rs 23.2m | Rs -2.9m | Rs -12.6m | Rs -12.5m | Rs -79.4m | Rs 38.0m | Rs -11.8m | Rs -12.7m |
| Net profit | +2658.8% | -66.1% | Rs 7.9m | Rs 0.3m | Rs 9.1m | Rs 0.9m | Rs 23.2m | Rs -0.7m | Rs -4.9m | Rs -3.0m | Rs 2.6m | Rs -0.6m | Rs 22.8m | Rs -12.7m |
| Distributable profit | -94.5% | – | Rs 0.4m | Rs 7.2m | – | – | – | – | – | – | – | – | – | – |
| Balance Sheet (point-in-time) | ||||||||||||||
| Paid-up capital | 0.0% | 0.0% | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m | Rs 170.1m |
| Reserves & surplus | +5.5% | +30.0% | Rs 128.6m | Rs 121.9m | Rs 129.1m | Rs 108.0m | Rs 98.9m | Rs 76.5m | Rs 77.6m | Rs 86.0m | Rs 89.1m | Rs 85.5m | Rs 94.1m | Rs 98.2m |
| Deposits | +1.2% | +8.5% | Rs 1.04b | Rs 1.02b | Rs 1.01b | Rs 973.5m | Rs 954.8m | Rs 928.3m | Rs 900.1m | Rs 876.6m | Rs 870.7m | Rs 855.9m | Rs 836.0m | Rs 818.8m |
| Loans & advances | +4.1% | -1.2% | Rs 2.33b | Rs 2.23b | Rs 2.24b | Rs 2.30b | Rs 2.35b | Rs 2.28b | Rs 2.28b | Rs 2.29b | Rs 2.18b | Rs 2.23b | Rs 2.29b | Rs 2.20b |
| Total assets | +4.4% | +0.3% | Rs 2.40b | Rs 2.30b | Rs 2.33b | Rs 2.37b | Rs 2.40b | Rs 2.32b | Rs 2.32b | Rs 2.38b | Rs 2.27b | Rs 2.32b | Rs 2.38b | Rs 2.29b |
| Total liabilities | +4.7% | -1.0% | Rs 2.11b | Rs 2.01b | Rs 2.04b | Rs 2.09b | Rs 2.13b | Rs 2.08b | Rs 2.08b | Rs 2.12b | Rs 2.02b | Rs 2.06b | Rs 2.11b | Rs 2.03b |
| Key ratios | ||||||||||||||
| EPS (TTM) | -45.8% | +24.3% | Rs 10.70 | Rs 19.73 | Rs 19.17 | Rs 10.93 | Rs 8.61 | Rs -3.50 | Rs -3.48 | Rs 12.82 | Rs 7.14 | Rs 13.26 | Rs 13.67 | Rs 6.84 |
| EPS (annualized) | +32.3% | +24.3% | Rs 10.70 | Rs 8.09 | Rs 11.80 | Rs 2.11 | Rs 8.61 | Rs -6.74 | Rs -9.32 | Rs -7.16 | Rs 7.14 | Rs 7.45 | Rs 11.92 | Rs -29.86 |
| P/E (TTM) | 0.0% | 0.0% | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× | 91.12× |
| NPL ratio | -20.1% | +178.2% | 17.14% | 21.45% | 9.15% | 7.81% | 6.16% | 6.52% | 5.84% | 8.63% | 6.65% | 10.31% | 7.87% | 9.30% |
| Credit/deposit ratio | +2.3% | +2.9% | 110.76% | 108.22% | 107.57% | 109.19% | 107.68% | 111.25% | 89.97% | 106.96% | 106.29% | 109.00% | 105.00% | 102.68% |
| Interest rate spread | -27.3% | -24.7% | 5.31% | 7.30% | 7.60% | 7.89% | 7.05% | 6.81% | 6.12% | 6.28% | 4.95% | 4.78% | 4.92% | 3.70% |
Profit figures are published cumulative for the fiscal year; the quarterly profit row shows the implied standalone quarter (this quarter minus the prior quarter). P/E is not shown as a trend: the screener prices every historical quarter at today’s price, so a historical P/E would be misleading. – means not published.
Sector peers · Microfinance
Same-sector equities by engine score. P/E and EPS show published quarterly figures where available; – means not yet published.
| Symbol | Price (Rs) | Session | P/E (TTM) | EPS (TTM) |
|---|---|---|---|---|
| CBBL | 992.9 | +1.3% | 26.4x | Rs 35.91 |
| NMFBS | 1,199 | +1.18% | 20.23x | Rs 58.59 |
| AVYAN | 1,040 | +0.48% | 18.07x | Rs 57.04 |
| NUBL | 633 | +1.31% | 46.8x | Rs 12.8 |
| SWMF | 605 | +1.51% | 30.48x | Rs 19.69 |
| ALBSL | 1,200 | +2.05% | 36.47x | Rs 32.63 |
| FOWAD | 898 | +0.17% | 16.88x | Rs 52.14 |
| ILBS | 936 | +0.65% | 26.18x | Rs 36.66 |
| DDBL | 873 | +1.04% | 17.55x | Rs 48.15 |
Figures from the same data date as this page. Educational comparison only, not investment advice.
Latest headlines
Feed as of 2026-10-29 (500 items). Only headlines tagged with this symbol appear here — general market news is never shown as if it were about this symbol.
No recent headlines mention JSLBB in the tracked press.
The feed itself is current (as of 2026-10-29) — this symbol simply has no tagged headlines in it yet.
Corporate actions
Past dividends, bonus shares, right shares, auctions and AGM history.
Investment Calendar
Janautthan Samudayic Laghubitta Bittya Sanstha Limited| Bonus % | Cash % | Total | Book Close Date | Fiscal Year | Status |
|---|---|---|---|---|---|
| 15 % | 0.7895 % | 15.7895 % | 2023-03-24 | 2078/2079 | |
| 25 % | 1.3157 % | 26.3157 % | 2022-01-05 | 2077/2078 | |
| 49.4 % | 2.6 % | 52 % | 2021-05-06 | 2076/2077 | |
| 25 % | 1.32 % | 26.32 % | 2020-03-27 | 2075/2076 | |
| 20 % | 1.05 % | 21.05 % | 2019-07-03 | 2074/2075 | |
| 20 % | 1.05 % | 21.05 % | 2018-01-02 | 2073/2074 | |
| 20 % | – | 20 % | 2016-11-30 | 2072/2073 |
| AGM | Meeting Date | Book Close | Venue |
|---|---|---|---|
| 15th AGM | 2026-03-14 | 2026-02-24 | Hotel New Era, Butwal Sub-Municipality Ward No-09, Kalikapath, Rupandehi (1:00 P |
| 14th AGM | 2025-03-08 | 2025-02-18 | Hotel New Era, Butwal Sub-Municipality Ward No-09, Kalikapath, Rupandehi (1:00 P |
| 13th AGM | 2024-04-12 | 2024-04-04 | Hotel New Era, Butwal Sub-Municipality Ward No-09, Kalikapath, Rupandehi (11:00 |
| 12th AGM | 2023-04-09 | 2023-03-24 | Hotel New Era, Butwal-09, Kalikapath (11:00 AM) |
| 11th AGM | 2022-01-14 | 2022-01-05 | Hotel New Era, Butwal-09 (11:00 AM) |
| 10th AGM | 2021-05-13 | 2021-05-06 | Hotel New Era, Rupandehi, Kalikapath (11:00 AM) |
| 9th | 2020-07-11 | 2020-03-27 | Hotel New Era, Butwal Municipality, Rupandehi (11:00 AM) |
| 8th | 2019-07-15 | 2019-07-03 | Hotel New Era, Butwal Municipality, Rupandehi (11:00 AM) |
| 7th | 2018-01-14 | 2018-01-02 | Rose Party Palace, Kalikanagar, Butwal-12, Rupandehi (11:00 AM) |
| 6th | 2016-12-10 | 2016-11-30 | Hotel New Era, Butwal Municipality, Rupandehi (11:00 AM) |
| 5th | 2016-04-09 | 2016-03-29 | Hotel New Era, Butwal Municipality, Rupandehi (11:00 AM) |
| Ratio | Units | Price (Rs) |
|---|---|---|
| 1:1 | 288,000 | 100.00 |
| Type | Units | Opened | Closed |
|---|---|---|---|
| Ordinary Share | 18,503.00 | 2019-08-27 | 2019-09-03 |
Educational use only, not investment advice. Signals are mechanical readings of past prices; past patterns do not guarantee future results.