Equity · NEPSE
Gurkhas Finance Ltd. (GUFL)
Data as of 2026-10-28 · refreshed daily after market close
Price snapshot above. Below: every stock in this sector, valuation context and the forward record of past verdicts. Switch tabs for engine signals, published fundamentals, latest headlines and corporate actions.
About Gurkhas Finance Ltd.
Gurkhas Finance Ltd. (GUFL) is listed on the Nepal Stock Exchange (NEPSE), in the Finance sector. As of 2026-10-28, GUFL last traded at Rs 492.5 (+1.55% on the session), within a 52-week range of Rs 460.6 – Rs 644, on volume of 13,268 shares. Latest published fundamentals (Q4 FY 2082/2083) show paid-up capital of Rs 0.868b, net profit of Rs 219.4m, earnings per share (TTM) of Rs 25.28, a price-to-earnings ratio (TTM) of 19.43x. The Engine Verdict daily reading for GUFL is Exit / Reduce (as of 2026-10-28).
- Symbol
- GUFL
- Company
- Gurkhas Finance Ltd.
- Sector
- Finance
- Instrument type
- Equity
- Last traded price
- Rs 492.5
- Session change
- +1.55%
- 52-week high
- Rs 644
- 52-week low
- Rs 460.6
- Volume (shares)
- 13,268
- Turnover
- Rs 6,530,813
- Paid-up capital
- Rs 0.868b
- Net profit (latest quarter)
- Rs 219.4m
- EPS (TTM)
- Rs 25.28
- P/E (TTM)
- 19.43x
- Fundamentals period
- Q4 FY 2082/2083
- Price data as of
- 2026-10-28
Stocks in this sector
Every stock in Finance (13), same session data as this page. Day % is the exchange adjusted reference from the live tape. Click a symbol to open its chart.
| Symbol | Company | LTP (Rs) | Day % | Score | Verdict |
|---|---|---|---|---|---|
| ICFC | ICFC Finance Limited | 628 | +1.95% | 3 | Hold |
| CFCL | Central Finance Co. Ltd. | 571.2 | -0.83% | 2 | Hold |
| BFC | Best Finance Company Ltd. | 459 | +3.94% | 1.5 | Hold |
| PROFL | Progressive Finance Limited | 390 | +3.45% | 1 | Hold |
| MPFL | Multipurpose Finance Company Limited | 589 | +1.55% | -1.5 | Hold |
| GUFL | Gurkhas Finance Ltd. | 492.5 | +1.55% | -2 | Exit / Reduce |
| RLFL | Reliance Finance Ltd. | 423.6 | +3.6% | -2 | Exit / Reduce |
| GFCL | Goodwill Finance Limited | 569 | +3.08% | -2.5 | Exit / Reduce |
| JFL | Janaki Finance Company Limited | 279.7 | +0.97% | -2.5 | Exit / Reduce |
| NFS | Nepal Finance Ltd. | 474 | +1.07% | -3 | Exit / Reduce |
| PFL | Pokhara Finance Ltd. | 331 | +2.16% | -3 | Exit / Reduce |
| SIFC | Shree Investment Finance Co. Ltd. | 480 | +2.35% | -3 | Exit / Reduce |
| MFIL | Manjushree Finance Ltd. | 716 | -1.01% | -5 | Strong Exit |
Valuation context
Value score 95 of 100 — ranks this company within its own sector only: 50% earnings-yield rank (higher yield = cheaper) + 50% price-to-book rank (lower = cheaper). Quality gate: positive TTM EPS and positive net worth. This is a screening starting point for research — not a fair value and not a price target.
EPS (TTM): Rs 25.28 · Book value per share: Rs 167.42 · ROE (TTM): 15.1%.
Forward record: what happened after past verdicts
Each past verdict below is bucketed by the next closed session’s return (close-to-close, same history series). A SELL-side verdict followed by a green next session is flagged Bounce-back watch — the failure pattern the learning loop watches. Returns are raw closes, not adjusted for bonus/right actions inside the window. Engine rules are not changed here; cases are recorded for that loop.
| Session | Verdict | Score | Buy streak | Close (Rs) | Next session | Next return | Outcome |
|---|---|---|---|---|---|---|---|
| 2026-10-28 | Exit / Reduce | -2 | 0 | 492.5 | — | – | Outcome pending |
| 2026-10-27 | Exit / Reduce | -3 | 0 | 485 | 2026-10-28 | +1.55% | Bounce-back watch |
| 2026-10-26 | Exit / Reduce | -3 | 0 | 489.5 | 2026-10-27 | -0.92% | Followed down |
| 2026-10-16 | Exit / Reduce | -2.5 | 0 | 490.5 | 2026-10-26 | -0.20% | Followed down |
Summary: 0 followed up · 0 faded · 2 followed down · 1 bounce-back watch · 0 no directional call · 1 pending.
1 bounce-back case on record — SELL-side verdicts the next session proved wrong. Handed to the learning loop with this evidence, not silently rewritten.
Period returns
Price returns on unadjusted closes from Nepse Decode's own OHLC archive. Latest close 2026-10-28 · Rs 492.5. Verified history starts 2026-07-15; longer periods show as unavailable until that history exists. Bonus or right issues move price mechanically, so a return spanning one is a price move, not a total return.
Shareholding
Listed total from Nepse Decode's own archive (data as of 2026-10-28). The promoter/public split is not shown: it is not independently verified on file, so it is withheld rather than estimated.
Engine Verdict signals
Transparent rule-based readings, one per timeframe. A daily Buy can be weak while the weekly read is stronger; each pill names its own timeframe and data date.
Valuation lab · Finance
Profit lines show implied standalone quarters (published cumulative minus the prior quarter). P/E is a point-in-time peer ranking, never a historical trend. Every figure is from published quarterly filings — nothing estimated.
Fundamentals
Latest published quarter: Q4 FY 2082/2083 · figures as published, not estimates
Valuation
Quarterly snapshot
Quarterly trend
Published quarterly figures · latest 12 quarters. QoQ compares with the previous quarter; YoY with the same quarter last fiscal year.
| Metric | QoQ | YoY | Q4 82/83 | Q3 82/83 | Q2 82/83 | Q1 82/83 | Q4 81/82 | Q3 81/82 | Q2 81/82 | Q1 81/82 | Q4 80/81 | Q3 80/81 | Q2 80/81 | Q1 80/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit & Loss (standalone quarter) | ||||||||||||||
| Revenue | -10.9% | +0.8% | Rs 179.5m | Rs 201.5m | Rs 118.3m | Rs 196.1m | Rs 178.0m | Rs 191.2m | Rs 219.1m | Rs 249.8m | Rs 259.1m | Rs 228.4m | Rs 267.4m | Rs 279.1m |
| Gross profit | -17.2% | +105.8% | Rs 94.8m | Rs 114.4m | Rs 24.1m | Rs 80.1m | Rs 46.0m | Rs 56.5m | Rs 66.7m | Rs 81.6m | Rs 79.8m | Rs 52.0m | Rs 89.4m | Rs 93.7m |
| Operating profit | +50.2% | +615.1% | Rs 152.1m | Rs 101.3m | Rs 138.7m | Rs -31.2m | Rs -29.5m | Rs -85.3m | Rs -38.8m | Rs 35.6m | Rs 84.4m | Rs -96.0m | Rs 109.3m | Rs 88.4m |
| Net profit | +32.6% | +237.9% | Rs 89.9m | Rs 67.8m | Rs 104.1m | Rs -42.4m | Rs -65.2m | Rs -59.6m | Rs -26.9m | Rs 24.3m | Rs 54.1m | Rs -66.7m | Rs 59.9m | Rs 61.7m |
| Distributable profit | +291.4% | +743.5% | Rs 133.6m | Rs 34.1m | Rs 44.5m | Rs -660.7m | Rs -20.8m | Rs -80.0m | Rs -23.8m | Rs -447.8m | Rs 87.3m | Rs -75.3m | Rs -547.3m | Rs 27.8m |
| Balance Sheet (point-in-time) | ||||||||||||||
| Paid-up capital | 0.0% | 0.0% | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m | Rs 868.0m |
| Reserves & surplus | +16.5% | +58.9% | Rs 585.2m | Rs 502.4m | Rs 422.3m | Rs 296.6m | Rs 368.4m | Rs 422.3m | Rs 492.5m | Rs 568.4m | Rs 531.9m | Rs 453.7m | Rs 530.8m | Rs 587.8m |
| Deposits | +4.2% | -0.5% | Rs 9.38b | Rs 9.00b | Rs 9.02b | Rs 9.16b | Rs 9.43b | Rs 9.17b | Rs 9.80b | Rs 9.65b | Rs 9.53b | Rs 8.74b | Rs 8.27b | Rs 7.65b |
| Loans & advances | +7.8% | +3.2% | Rs 6.18b | Rs 5.73b | Rs 5.83b | Rs 5.57b | Rs 5.98b | Rs 6.35b | Rs 6.87b | Rs 7.02b | Rs 7.02b | Rs 6.75b | Rs 6.46b | Rs 6.55b |
| Total assets | +3.8% | +2.8% | Rs 11.17b | Rs 10.76b | Rs 10.79b | Rs 10.52b | Rs 10.86b | Rs 10.79b | Rs 11.44b | Rs 11.39b | Rs 11.29b | Rs 10.69b | Rs 10.35b | Rs 10.01b |
| Total liabilities | +3.4% | +1.0% | Rs 9.71b | Rs 9.39b | Rs 9.50b | Rs 9.36b | Rs 9.62b | Rs 9.50b | Rs 10.08b | Rs 9.96b | Rs 9.89b | Rs 9.37b | Rs 8.95b | Rs 8.55b |
| Key ratios | ||||||||||||||
| EPS (TTM) | +241.6% | +272.2% | Rs 25.28 | Rs 7.40 | Rs -7.27 | Rs -22.36 | Rs -14.68 | Rs -0.94 | Rs -1.76 | Rs 8.24 | Rs 12.55 | Rs 13.83 | Rs 24.33 | Rs 21.33 |
| EPS (annualized) | +27.1% | +272.2% | Rs 25.28 | Rs 19.89 | Rs 14.21 | Rs -19.55 | Rs -14.68 | Rs -9.55 | Rs -0.60 | Rs 11.19 | Rs 12.55 | Rs 8.43 | Rs 28.02 | Rs 28.43 |
| P/E (TTM) | -1.6% | -1.6% | 19.43× | 19.74× | 19.74× | 19.74× | 19.74× | 19.43× | 19.43× | 19.43× | 19.43× | 19.43× | 19.43× | 19.43× |
| NPL ratio | +211.2% | -17.3% | 13.32% | 4.28% | 17.46% | 5.44% | 16.10% | 4.28% | 3.06% | 13.45% | 12.49% | 14.50% | 13.73% | 9.89% |
| Credit/deposit ratio | +0.1% | -0.9% | 72.62% | 72.52% | 73.25% | 71.30% | 73.28% | 76.95% | 76.63% | 78.29% | 79.24% | 81.11% | 80.57% | 84.40% |
| Interest rate spread | +0.9% | +0.2% | 4.57% | 4.53% | 4.57% | 4.55% | 4.56% | 4.57% | 4.58% | 4.54% | 4.55% | 4.54% | 4.56% | 4.49% |
Profit figures are published cumulative for the fiscal year; the quarterly profit row shows the implied standalone quarter (this quarter minus the prior quarter). P/E is not shown as a trend: the screener prices every historical quarter at today’s price, so a historical P/E would be misleading. – means not published.
Sector peers · Finance
Same-sector equities by engine score. P/E and EPS show published quarterly figures where available; – means not yet published.
| Symbol | Price (Rs) | Session | P/E (TTM) | EPS (TTM) |
|---|---|---|---|---|
| ICFC | 628 | +1.95% | 26.42x | Rs 22.33 |
| CFCL | 571.2 | -0.83% | 42.19x | Rs 13.44 |
| BFC | 459 | +3.94% | 56.45x | Rs 7.84 |
| PROFL | 390 | +3.45% | 66.22x | Rs 5.92 |
| MPFL | 589 | +1.55% | 65.8x | Rs 8.91 |
| GUFL | 492.5 | +1.55% | 19.43x | Rs 25.28 |
| RLFL | 423.6 | +3.6% | 94.39x | Rs 4.51 |
| GFCL | 569 | +3.08% | 37.64x | Rs 14.96 |
| JFL | 279.7 | +0.97% | 205.93x | Rs 1.35 |
Figures from the same data date as this page. Educational comparison only, not investment advice.
Latest headlines
Feed as of 2026-10-29 (500 items). Only headlines tagged with this symbol appear here — general market news is never shown as if it were about this symbol.
No recent headlines mention GUFL in the tracked press.
The feed itself is current (as of 2026-10-29) — this symbol simply has no tagged headlines in it yet.
Corporate actions
Past dividends, bonus shares, right shares, auctions and AGM history.
Investment Calendar
Gurkhas Finance Ltd.| Bonus % | Cash % | Total | Book Close Date | Fiscal Year | Status |
|---|---|---|---|---|---|
| 7 % | – | 7 % | 2015-05-27 | 2071/2072 |
| AGM | Meeting Date | Book Close | Venue |
|---|---|---|---|
| 31st AGM | 2026-01-13 | 2025-12-31 | Anupam Foodland, Battisputali, Kathmandu (11:00 AM) |
| 30th AGM | 2025-05-23 | 2025-01-03 | Anupam Foodland, Battisputali, Kathmandu (11:00 AM) |
| 28th & 29th AGM | 2024-03-15 | 2024-03-01 | Anupam Foodland & Banquet, Battisputali, Kathmandu (1:00 PM) |
| 27th AGM | 2022-06-10 | 2022-05-26 | Anupam Foodland & Banquet, Battisputali (11:30 AM) |
| 26th AGM | 2021-10-04 | 2021-09-26 | Hotel Crowne Imperial, Soalteemode, Kathmandu (11:00 AM) |
| 24th | 2019-02-22 | 2019-02-13 | Celebration Banquet, Naxal, Kathmandu (11:00 AM) |
| 23rd | 2018-01-09 | 2017-12-29 | Anupam Foodland, Batisputali, Kathmandu (11:00 AM) |
| 22nd | 2017-01-10 | 2015-05-28 | Annupam Foodland, Batisputali, Kathmandu (11:00 AM) |
| Ratio | Units | Price (Rs) |
|---|---|---|
| 2:1 | 2,893,313 | 100.00 |
| Type | Units | Opened | Closed |
|---|---|---|---|
| Promoter Share | 424,420.00 | 2017-09-19 | 2017-10-07 |
| Promoter Share | 476,373.00 | 2017-07-24 | 2017-08-02 |
| Ordinary Share | 154,396.00 | 2017-07-24 | 2017-08-02 |
Educational use only, not investment advice. Signals are mechanical readings of past prices; past patterns do not guarantee future results.