Equity · NEPSE
Agricultural Development Bank Limited (ADBL)
Data as of 2026-10-28 · refreshed daily after market close
Price snapshot above. Below: every stock in this sector, valuation context and the forward record of past verdicts. Switch tabs for engine signals, published fundamentals, latest headlines and corporate actions.
About Agricultural Development Bank Limited
Agricultural Development Bank Limited (ADBL) is listed on the Nepal Stock Exchange (NEPSE), in the Development Bank sector. As of 2026-10-28, ADBL last traded at Rs 338.9 (+2.39% on the session), within a 52-week range of Rs 285.2 – Rs 350.4, on volume of 60,293 shares. Latest published fundamentals (Q4 FY 2082/2083) show paid-up capital of Rs 19.738b, net profit of Rs 2.631b, earnings per share (TTM) of Rs 13.33, a price-to-earnings ratio (TTM) of 22.99x. The Engine Verdict daily reading for ADBL is Strong Buy (as of 2026-10-28).
- Symbol
- ADBL
- Company
- Agricultural Development Bank Limited
- Sector
- Development Bank
- Instrument type
- Equity
- Last traded price
- Rs 338.9
- Session change
- +2.39%
- 52-week high
- Rs 350.4
- 52-week low
- Rs 285.2
- Volume (shares)
- 60,293
- Turnover
- Rs 20,155,310
- Paid-up capital
- Rs 19.738b
- Net profit (latest quarter)
- Rs 2.631b
- EPS (TTM)
- Rs 13.33
- P/E (TTM)
- 22.99x
- Fundamentals period
- Q4 FY 2082/2083
- Price data as of
- 2026-10-28
Stocks in this sector
Every stock in Development Bank (9), same session data as this page. Day % is the exchange adjusted reference from the live tape. Click a symbol to open its chart.
| Symbol | Company | LTP (Rs) | Day % | Score | Verdict |
|---|---|---|---|---|---|
| ADBL | Agricultural Development Bank Limited | 338.9 | +2.39% | 9 | Strong Buy |
| MDB | Miteri Development Bank Limited | 565 | +0.21% | 0 | Hold |
| SADBL | Shangrila Development Bank Ltd. | 408.9 | +2.23% | -2 | Exit / Reduce |
| SHINE | Shine Resunga Development Bank Ltd. | 412.1 | +1.25% | -2 | Exit / Reduce |
| GRDBL | Green Development Bank Ltd. | 895.8 | -1.13% | -3 | Exit / Reduce |
| SAPDBL | Saptakoshi Development Bank Ltd | 538.6 | -1.36% | -3 | Exit / Reduce |
| EDBL | Excel Development Bank Ltd. | 572.9 | +0.53% | -3.5 | Exit / Reduce |
| NABBC | Narayani Development Bank Limited | 686.8 | +1.45% | -3.5 | Exit / Reduce |
| CORBL | Corporate Development Bank Limited | 764 | +0.59% | -4.5 | Exit / Reduce |
Valuation context
Value score 85.7 of 100 — ranks this company within its own sector only: 50% earnings-yield rank (higher yield = cheaper) + 50% price-to-book rank (lower = cheaper). Quality gate: positive TTM EPS and positive net worth. This is a screening starting point for research — not a fair value and not a price target.
EPS (TTM): Rs 13.33 · Book value per share: Rs 197.11 · ROE (TTM): 6.76%.
Forward record: what happened after past verdicts
Each past verdict below is bucketed by the next closed session’s return (close-to-close, same history series). A SELL-side verdict followed by a green next session is flagged Bounce-back watch — the failure pattern the learning loop watches. Returns are raw closes, not adjusted for bonus/right actions inside the window. Engine rules are not changed here; cases are recorded for that loop.
| Session | Verdict | Score | Buy streak | Close (Rs) | Next session | Next return | Outcome |
|---|---|---|---|---|---|---|---|
| 2026-10-28 | Strong Buy | 9 | 4 | 338.9 | — | – | Outcome pending |
| 2026-10-27 | Strong Buy | 9.5 | 3 | 331 | 2026-10-28 | +2.39% | Followed up |
| 2026-10-26 | Strong Buy | 9.5 | 2 | 332.1 | 2026-10-27 | -0.33% | Faded |
| 2026-10-16 | Strong Buy | 9 | 1 | 339.3 | 2026-10-26 | -2.12% | Faded |
Summary: 1 followed up · 2 faded · 0 followed down · 0 bounce-back watch · 0 no directional call · 1 pending.
Period returns
Price returns on unadjusted closes from Nepse Decode's own OHLC archive. Latest close 2026-10-28 · Rs 338.9. Verified history starts 2026-07-15; longer periods show as unavailable until that history exists. Bonus or right issues move price mechanically, so a return spanning one is a price move, not a total return.
Shareholding
Listed total from Nepse Decode's own archive (data as of 2026-10-28). The promoter/public split is not shown: it is not independently verified on file, so it is withheld rather than estimated.
Engine Verdict signals
Transparent rule-based readings, one per timeframe. A daily Buy can be weak while the weekly read is stronger; each pill names its own timeframe and data date.
Valuation lab · Development Bank
Profit lines show implied standalone quarters (published cumulative minus the prior quarter). P/E is a point-in-time peer ranking, never a historical trend. Every figure is from published quarterly filings — nothing estimated.
Fundamentals
Latest published quarter: Q4 FY 2082/2083 · figures as published, not estimates
Valuation
Quarterly snapshot
Quarterly trend
Published quarterly figures · latest 12 quarters. QoQ compares with the previous quarter; YoY with the same quarter last fiscal year.
| Metric | QoQ | YoY | Q4 82/83 | Q3 82/83 | Q2 82/83 | Q1 82/83 | Q4 81/82 | Q3 81/82 | Q2 81/82 | Q1 81/82 | Q4 80/81 | Q3 80/81 | Q2 80/81 | Q1 80/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit & Loss (standalone quarter) | ||||||||||||||
| Revenue | +10.9% | -17.4% | Rs 5.53b | Rs 4.99b | Rs 4.96b | Rs 5.50b | Rs 6.69b | Rs 5.60b | Rs 5.25b | Rs 5.28b | Rs 6.99b | Rs 6.86b | Rs 6.77b | Rs 6.52b |
| Gross profit | +17.5% | -32.7% | Rs 2.49b | Rs 2.12b | Rs 2.09b | Rs 2.42b | Rs 3.70b | Rs 2.64b | Rs 1.94b | Rs 1.54b | Rs 2.92b | Rs 2.72b | Rs 2.42b | Rs 2.06b |
| Operating profit | +64.0% | -43.9% | Rs 1.82b | Rs 1.11b | Rs 1.07b | Rs -63.2m | Rs 3.25b | Rs 1.25b | Rs 1.05b | Rs 298.1m | Rs 2.62b | Rs 825.0m | Rs 2.76b | Rs -908.4m |
| Net profit | +80.1% | -46.5% | Rs 1.24b | Rs 686.5m | Rs 701.7m | Rs 5.7m | Rs 2.31b | Rs 886.8m | Rs 766.6m | Rs 190.9m | Rs 1.60b | Rs 697.9m | Rs 2.24b | Rs -888.1m |
| Distributable profit | -98.0% | -98.9% | Rs 10.7m | Rs 531.6m | Rs -1.76b | Rs 2.48b | Rs 966.9m | Rs 681.2m | Rs -1.56b | Rs 2.79b | Rs 1.53b | Rs 376.4m | Rs 317.5m | Rs 434.7m |
| Balance Sheet (point-in-time) | ||||||||||||||
| Paid-up capital | 0.0% | +2.3% | Rs 19.74b | Rs 19.74b | Rs 19.74b | Rs 19.29b | Rs 19.29b | Rs 19.29b | Rs 19.29b | Rs 18.88b | Rs 18.88b | Rs 18.88b | Rs 18.88b | Rs 18.88b |
| Reserves & surplus | +2.7% | -3.5% | Rs 19.17b | Rs 18.67b | Rs 17.79b | Rs 19.33b | Rs 19.87b | Rs 17.41b | Rs 16.47b | Rs 18.62b | Rs 18.27b | Rs 16.77b | Rs 16.14b | Rs 14.36b |
| Deposits | +5.0% | – | Rs 347.22b | Rs 330.73b | Rs 323.44b | Rs 309.38b | – | Rs 254.72b | Rs 251.27b | Rs 260.10b | Rs 243.59b | Rs 228.09b | Rs 229.37b | Rs 209.18b |
| Loans & advances | +8.8% | +15.3% | Rs 249.08b | Rs 228.94b | Rs 220.51b | Rs 214.75b | Rs 216.04b | Rs 210.34b | Rs 207.17b | Rs 204.98b | Rs 205.05b | Rs 199.48b | Rs 190.88b | Rs 187.11b |
| Total assets | +5.1% | +15.9% | Rs 420.13b | Rs 399.79b | Rs 392.16b | Rs 377.31b | Rs 362.50b | Rs 335.08b | Rs 320.15b | Rs 329.75b | Rs 312.99b | Rs 294.87b | Rs 296.91b | Rs 275.89b |
| Total liabilities | +5.5% | +17.9% | Rs 381.23b | Rs 361.38b | Rs 354.63b | Rs 338.69b | Rs 323.35b | Rs 298.39b | Rs 284.39b | Rs 292.24b | Rs 275.84b | Rs 259.22b | Rs 261.88b | Rs 242.64b |
| Key ratios | ||||||||||||||
| EPS (TTM) | -29.0% | -38.1% | Rs 13.33 | Rs 18.77 | Rs 19.78 | Rs 20.58 | Rs 21.54 | Rs 17.87 | Rs 16.89 | Rs 25.07 | Rs 19.36 | Rs 21.77 | Rs 24.27 | Rs 10.54 |
| EPS (annualized) | +71.0% | -41.7% | Rs 16.11 | Rs 9.42 | Rs 9.89 | Rs 0.12 | Rs 27.63 | Rs 15.40 | Rs 11.47 | Rs 3.25 | Rs 24.75 | Rs 17.93 | Rs 17.73 | Rs -28.83 |
| P/E (TTM) | -0.8% | -0.8% | 22.99× | 23.17× | 23.17× | 23.17× | 23.17× | 22.92× | 22.92× | 22.92× | 22.92× | 22.92× | 22.92× | 22.92× |
| NPL ratio | -19.6% | +24.8% | 4.07% | 5.06% | 4.65% | 4.78% | 3.26% | 4.98% | 4.90% | 4.78% | 3.44% | 3.30% | 3.02% | 5.33% |
| Credit/deposit ratio | +2.0% | -2.8% | 66.78% | 65.44% | 64.33% | 65.13% | 68.68% | 76.33% | 76.13% | 72.99% | 77.80% | 79.57% | 76.46% | 80.43% |
| Interest rate spread | +5.5% | -7.6% | 3.66% | 3.47% | 3.89% | 3.92% | 3.96% | 3.93% | 3.89% | 3.97% | 3.95% | 3.92% | 3.97% | 3.82% |
Profit figures are published cumulative for the fiscal year; the quarterly profit row shows the implied standalone quarter (this quarter minus the prior quarter). P/E is not shown as a trend: the screener prices every historical quarter at today’s price, so a historical P/E would be misleading. – means not published.
Sector peers · Development Bank
Same-sector equities by engine score. P/E and EPS show published quarterly figures where available; – means not yet published.
| Symbol | Price (Rs) | Session | P/E (TTM) | EPS (TTM) |
|---|---|---|---|---|
| ADBL | 338.9 | +2.39% | 22.99x | Rs 13.33 |
| MDB | 565 | +0.21% | 48.1x | Rs 11.6 |
| SADBL | 408.9 | +2.22% | 16.66x | Rs 23.83 |
| SHINE | 412.1 | +1.25% | 16.79x | Rs 23.52 |
| GRDBL | 895.8 | -1.13% | 78.32x | Rs 11.76 |
| SAPDBL | 538.6 | -1.36% | 32.98x | Rs 18.04 |
| EDBL | 572.9 | +0.53% | 23.14x | Rs 24.76 |
| NABBC | 686.8 | +1.45% | -72.2x | Rs -10.25 |
| CORBL | 764 | +0.59% | 78.72x | Rs 9.54 |
Figures from the same data date as this page. Educational comparison only, not investment advice.
Latest headlines
Feed as of 2026-10-29 (500 items). Only headlines tagged with this symbol appear here — general market news is never shown as if it were about this symbol.
- लुम्बिनी विकास कोषको उपाध्यक्ष नियुक्तिबारे कांग्रेस महामन्त्रीको आलोचना OnlineKhabar · 2026-10-27
Corporate actions
Past dividends, bonus shares, right shares, auctions and AGM history.
Investment Calendar
Agricultural Development Bank Limited| Bonus % | Cash % | Total | Book Close Date | Fiscal Year | Status |
|---|---|---|---|---|---|
| 3.25 % | 9.75 % | 13 % | 2025-11-30 | 2081/2082 | |
| 3 % | 7.53 % | 10.53 % | 2024-12-31 | 2080/2081 | |
| 2 % | 11 % | 13 % | 2023-03-14 | 2078/2079 | |
| 20 % | 1.0526 % | 21.0526 % | 2021-12-31 | 2077/2078 | |
| 15 % | 0.7895 % | 15.7895 % | 2020-12-30 | 2076/2077 | |
| 6 % | 24 % | 30 % | 2019-12-29 | 2075/2076 | |
| 6 % | 15.053 % | 21.053 % | 2019-02-28 | 2074/2075 | |
| 20 % | 1.053 % | 21.053 % | 2018-01-29 | 2073/2074 | |
| 20 % | 1.05 % | 21.05 % | 2017-03-31 | 2072/2073 | |
| 15 % | 0.79 % | 15.79 % | 2016-04-11 | 2071/2072 | |
| 7 % | 8 % | 15 % | 2015-04-19 | 2070/2071 | |
| 0 % | 31.58 % | 31.58 % | 2014-05-02 | 2069/2070 |
| AGM | Meeting Date | Book Close | Venue |
|---|---|---|---|
| 19th AGM | 2025-12-15 | 2025-11-30 | Agriculture Development Bank Central Training Centre, Bode, Bhaktapur (11:00 AM) |
| 18th AGM | 2025-01-13 | 2024-12-31 | Agriculture Development Bank Central Training Centre, Bode, Bhaktapur (11:00 AM) |
| 17th AGM | 2024-03-13 | 2024-02-29 | Agriculture Development Bank Central Training Centre, Bhaktapur (11:00 AM) |
| 16th AGM | 2023-03-28 | 2023-03-14 | Agriculture Development Bank Central Training Centre, Bhaktapur (11:00 AM) |
| 15th AGM | 2022-01-13 | 2021-12-31 | ADBL's Central Training Centre, Bhaktapur (11:00 AM) |
| 14th | 2021-01-13 | 2020-12-30 | Training Hall Academy of ADBL, Bode, Bhaktapur (11:00 AM) |
| 13th | 2020-01-12 | 2019-12-29 | Agricultural Devt Bank Ltd, Bode, Bhaktapur (11:00 AM) |
| 12th | 2019-03-29 | 2019-02-28 | Agricultural Devt Bank Ltd, Bode, Bhaktapur (11:00 AM) |
| 11th | 2018-02-12 | 2018-01-29 | Agricultural Devt Bank Ltd, Bode, Bhaktapur (11:00 AM) |
| 10th | 2017-04-13 | 2017-03-31 | Agricultural Development Bank Limited, Head Office, Bode, Bhaktapur (11:00 AM) |
| 9th | 2016-04-26 | 2016-04-11 | Agricultural Development Bank Ltd, Training center, Bode, Bhaktapur (11:00 AM) |
| 8th | 2015-06-13 | 2015-04-19 | Agricultural Development Bank Ltd, Training center, Bode, Bhaktapur (11:00 AM) |
| 7th | 2014-05-23 | 2014-05-02 | Army Officers Club, Bhadrakali, Kathmandu (11:00 AM) |
| 6th | 2013-07-10 | 2013-06-26 | Army Officers Club, Bhadrakali, Kathmandu (11:00 AM) |
| 5th | 2012-04-23 | 2012-04-09 | Army Officers Club, Bhadrakali, Kathmandu (11:00 AM) |
| Ratio | Units | Price (Rs) |
|---|---|---|
| 2:1 | 19,688,000 | 100.00 |
| Type | Units | Opened | Closed |
|---|---|---|---|
| Ordinary Share | 1,968,575.00 | 2017-02-08 | 2017-02-22 |
Educational use only, not investment advice. Signals are mechanical readings of past prices; past patterns do not guarantee future results.